WE ARE ON YOUR SIDE

The Policy Holder
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WE ARE ON YOUR SIDE

The Policy Holder
LEARN MORE
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Fire Claims
 
Storm Damage
 
Flood Damage
 
Escape of Water
 
Oil
 
Burglary
 
Business
 
Contractors
 
Liability
 
Subsidence
 
Value at Risk
 

WELCOME

To Fitzgeralds Chartered Loss Adjusters

We are property claims specialists dealing in small to significant insurance property losses and third party losses where your property or home has been damaged by a negligent third party.

We are the only Chartered Loss Adjusting firm offering a claims service to Policyholders in the Cork area. The service and expertise we offer is unrivalled but at the same time we are extremely competitive in terms of our fee scale. Our objective always is that our clients are compensated fully for their loss and that you will not be out of pocket

WHAT OUR CLIENTS HAVE SAID

To Fitzgeralds Chartered Loss Adjusters

"During our insurance claim process arising from the Cork Flood of November 2009 we found it reassuring to be dealing with the professionals at Property Assess. It removed a lot of the stress associated with the claim process and allowed us focus on restoring our business. We found Alan to be sensible and flexible in his dealings with us. Alan is well respected among his peers and this facilitated the quick resolution of our claim"

Mark Wolfe, MD. Atkins Garden and Machinery World ,Carrigrohane Rd, Cork
03 March 2010

"Many thanks for your first class advice and assistance".

Brian Hosford, Sharman Crawford Street, Cork
01 June 2005

"We suffered extensive damage during the flooding in Cork City centre in October 2004. We engaged Alan FitzGerald to present and negotiate our claim for damage and business interruption. The service provided was first class and Alan's involvement meant that we were able to get on with the day to day core activities of our business. The claim was settled speedily and efficiently and at a level that was completely acceptable to us".

Kieran Collins, Managing Director, Heffernans Travel, Cork City
01 October 2004

WHAT WE DO

Our Services

    “We aim to give you peace of mind in what can be a traumatic and worrying time.”
    On contact from you we will:
  • Send out our representative to investigate the damage.
  • Arrange to meet with the Loss Adjuster appointed by your insurance company.
  • Prepare a detailed Specification of Proposed Works.
  • Submit the Specification as the formal Statement of Claim.
  • Negotiate with the Loss Adjuster on your behalf.
  • Revert to you with figures and for your formal instructions.
  • Follow up on retentions (monies held by insurance companies pending completion of works).
  • We can also give you a choice of a number of contractors who we recommend.
  • We will give you unrivalled professional advice in relation to Policy cover such as minimum sum insured levels etc.
  • We pride ourselves on our professionalism and our reputation
Please select your Claim Type below

OUR TEAM

Who We Are

ALAN FITZGERALD

Director

Alan is a Chartered Loss Adjuster with over 30 years experience in the insurance, claims and loss adjusting areas.He is a Fellow of the Chartered Insurance Institute and Fellow of the Chartered Institute of Loss Adjusters and an European Loss Adjusting Expert.Alan is the only Chartered Loss Adjuster based in Cork. He has worked as a Loss Adjuster in Canada and the UK.Alan has built a reputation for dealing with large and complex losses. He is still sought out by insurance companies to represent them on Public Liability (Property), Professional Indemnity and Contractors All Risks Claims. FitzGeralds Chartered Loss Adjusters largely serves members of the public, commercial and private.

Alan was President of the Insurance Institute of Cork from March 09 to March 2010 (see photo gallery) .

AGNES KERRIGAN

Office Manager

Agnes has been with FitzGeralds Chartered Loss Adjusters since 2001. She handles the day to day operation of the office and is generally the person to take the initial notification of a loss/claim.

RELATED NEWS ITEMS

Repairing Flooded
Buildings

This guideline was prepared by the Flood Repairs Forum representing insurance, loss adjusting and construction and repair sectors and was first published in 2006.

Article Uploaded : 06/01/2016 by FCLA
Flood and storm damage in Cork
City and Environs

Met Eireann Report 50mm Rainfall in a three hour period in Cork City and surrounding areas during early hours of Thursday 28th June 2012.

Article Uploaded :28/06/2012 by FCLA

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What We Do

We will assess every aspect of your damaged property, analyse your insurance policy, liaise with the Insurance Company Loss Adjuster and we can offer you advice in terms of contractors to use to re-instate / repair the damage.

READ MORE

What We Do

We will assess every aspect of your damaged property, analyse your insurance policy, liaise with the Insurance Company Loss Adjuster and we can offer you advice in terms of contractors to use to re-instate / repair the damage.

READ MORE

Client Testimonials

“We had significant water damage in 2015 and we engaged Alan FitzGerald to present our insurance claim on our behalf. He provided a superb service and we extremely were pleased with the outcome and he helped to get us back up running as quickly as possible. We would have no hesitation in recommending him in a similar situation."

John Corcoran, Insurance Officer, Nemo Rangers
VIEW ALL

Latest News

Insurer claims service still lags
behind SME customer expectations

Lorega Limited is a UK Chartered Loss Adjusting company which offers a claims presentation and negotiation service to brokers and commercial concerns.

Article Uploaded : 27/09/2017 by FCLA
Composite or Panel Sandwich
Systems demystified

There has always been some degree of confusion in relation to Sandwich or Composite Panel Systems. Broadly three systems have been in use as follows.

Article Uploaded : 03/12/2014 by FCLA
Central Bank of Ireland Property
Claims Themed Inspection

See link below. See Central Bank comment on retentions below and it would appear that those insurers applying arbitrary retentions will now be under pressure to amend...

Article Uploaded : 29/10/2013 by FCLA

CONTACT DETAILS

CONTACT US ONLINE

Quick Question, do you need your own Loss Adjuster?

GET STARTED
Celtic Tiger Construction Costs
Article Uploaded : 11/09/2018 by FCLA

Recent figures suggest that we are approaching “Celtic Tiger” levels of construction costs. Sum insured levels need to be reviewed accordingly to avoid penalties or proportional reductions for under-insurance. We have carried out a reconstruction cost exercise in relation to commercial properties and if you require further details you can contact Alan FitzGerald alan@fcla.ie

READ MORE
RIAI Clause 26 and its implications
Article Uploaded : 19/04/2018 by FCLA

If you have a fire in your home and you need to vacate for a period in excess of 35 days, cover will be restricted under your Policy. If the contractor carrying out the repair works operates to Clause 26 of the RIAI Form of Contract he will require you to take out insurance cover on your house and contents and also provide him with a waiver in terms of any damage he causes during the course of the works to the house.

READ MORE
Insurer claims service still lags behind SME customer expectations
Article Uploaded : 27/09/2017 by FCLA

Lorega Limited is a UK Chartered Loss Adjusting company which offers a claims presentation and negotiation service to brokers and commercial concerns. Lorega recently carried out an independent survey* of SME insurance customers and they found that there remains a clear gap between the experiences and expectations of SMEs in the UK when it comes to making a commercial insurance claim.

READ MORE

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