The Policy Holder


The Policy Holder
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Fire Claims
Storm Damage
Flood Damage
Escape of Water
Value at Risk


To Fitzgeralds Chartered Loss Adjusters

We are property claims specialists dealing in small to significant insurance property losses and third party losses where your property or home has been damaged by a negligent third party.

We are the only Chartered Loss Adjusting firm offering a claims service to Policyholders in the Cork area. The service and expertise we offer is unrivalled but at the same time we are extremely competitive in terms of our fee scale. Our objective always is that our clients are compensated fully for their loss and that you will not be out of pocket

What We Do

We will assess every aspect of your damaged property, analyse your insurance policy, liaise with the Insurance Company Loss Adjuster and we can offer you advice in terms of contractors to use to re-instate / repair the damage.

Client Testimonials

“We had significant water damage in 2015 and we engaged Alan FitzGerald to present our insurance claim on our behalf. He provided a superb service and we extremely were pleased with the outcome and he helped to get us back up running as quickly as possible. We would have no hesitation in recommending him in a similar situation.”

John Corcoran, Insurance Officer, Nemo Rangers

Latest News

Covid-19 FBD – BI Commercial Court judgement

Our article outlines how the Commercial Court decision was based very much on the UK Supreme Court decision but again largely confined to Policies with radius cover.  There was a “sting in the tail” in terms of the indemnity period and we suggested that this will create issues or difficulty in terms of quantum but that the further “quantum hearing” on the 17th February 2021 should clarify matters.

Article Posted : 10/02/21
Covid-19 Bulletin – UK Supreme Court decision

In this article we provide a detailed analysis of the UK Supreme Court decision and how in reality it dealt with the “pervasive” argument and how the Orient Express Hotel decision was more or less overruled.

Article Posted : 22/01/21
“Insurance Times” article dealing with reinstatement payouts.

In this article we outline the position in relation to Great Lakes -v- Western Trading (2016) and the Sartex Quilts & Textiles -v- Endurance Corporate Capital is referred to in the Insurance Times.  We outline how the insured’s intentions are paramount and how in reality “payouts” are controlled and dictated by the terms of the Policy conditions, more particularly the Reinstatement Memorandum.

Article Posted : 10/12/20

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