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July 13, 2014

It’s a pity that the Central Bank did not address the fundamental issue in that the holding of retentions on an arbitrary 30% basis is outside the terms and conditions of the policy. If its “best practice” here it certainly is not in the UK where the wordings are,on balance on an identical basis.The fact that insurers are being criticised for not writing it into their policies underlines the position but unfortunately ignores the central issue.


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